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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,242 | $95,601-84.1% | $77,183-80.3% | $139,456-89.1% |
| Participation rate | 77.8% | 74.0%+3.8pp | 69.6%+8.2pp | 80.3%-2.5pp |
| Annual return | 20.03% | 54.96%-34.9pp | 37.89%-17.9pp | 373.45%-353.4pp |
| Employer contribution / active EE | $3,182 | $3,145+1.2% | $2,534+25.6% | $4,753-33.0% |
| Participant deferral / active EE | $3,704 | $4,623-19.9% | $3,833-3.3% | $6,711-44.8% |
| Admin fee / account holder | $1,294 | $8,302-84.4% | $5,475-76.4% | $11,407-88.7% |