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| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY3 years Service code 13 · EIN 65-0170152 | Contract Administrator | $74,744 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,882 | $61,338+46.5% | $149,717-40.0% | $71,495+25.7% |
| Participation rate | 62.3% | 62.5%-0.2pp | 78.8%-16.5pp | 67.9%-5.6pp |
| Annual return | 26.55% | 35.86%-9.3pp | 134.41%-107.9pp | 28.85%-2.3pp |
| Employer contribution / active EE | $2,329 | $2,381-2.2% | $4,820-51.7% | $2,589-10.0% |
| Participant deferral / active EE | $6,497 | $2,919+122.6% | $5,682+14.4% | $4,291+51.4% |
| Admin fee / account holder | $459 | $1,263-63.7% | $13,213-96.5% | $1,588-71.1% |