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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,001 | $127,387+50.7% | $115,038+66.9% | $125,389+53.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.74% | 31.28%-37.0pp | 26.14%-31.9pp | 282.24%-288.0pp |
| Employer contribution / active EE | $14,638 | $5,166+183.3% | $4,608+217.7% | $4,866+200.8% |
| Participant deferral / active EE | $13,927 | $6,423+116.8% | $6,026+131.1% | $5,352+160.2% |
| Admin fee / account holder | $2,747 | $9,516-71.1% | $8,175-66.4% | $9,541-71.2% |