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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,339 | $217,432+3.2% | $185,851+20.7% | $167,553+33.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.80% | 148.43%-138.6pp | 122.11%-112.3pp | 478.89%-469.1pp |
| Employer contribution / active EE | $13,070 | $5,874+122.5% | $5,168+152.9% | $4,840+170.1% |
| Participant deferral / active EE | $8,759 | $6,357+37.8% | $5,569+57.3% | $6,343+38.1% |
| Admin fee / account holder | $3,818 | $19,820-80.7% | $16,245-76.5% | $12,316-69.0% |