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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,815 | $202,342-18.1% | $172,753-4.0% | $152,909+8.4% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 15.63% | 1029.88%-1014.3pp | 803.00%-787.4pp | 345.46%-329.8pp |
| Employer contribution / active EE | $13,069 | $5,857+123.1% | $5,144+154.1% | $4,764+174.3% |
| Participant deferral / active EE | $8,445 | $5,948+42.0% | $5,198+62.5% | $5,851+44.3% |
| Admin fee / account holder | $1,639 | $17,112-90.4% | $13,956-88.3% | $11,601-85.9% |