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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,973 | $125,797+104.3% | $170,057+51.1% | $75,177+241.8% |
| Participation rate | 97.6% | 83.6%+14.0pp | 87.0%+10.6pp | 67.2%+30.4pp |
| Annual return | 19.60% | 27.20%-7.6pp | 53.42%-33.8pp | 160.75%-141.1pp |
| Employer contribution / active EE | $11,017 | $4,616+138.7% | $6,790+62.2% | $2,671+312.4% |
| Participant deferral / active EE | $19,808 | $6,838+189.7% | $10,411+90.3% | $4,126+380.0% |
| Admin fee / account holder | $2,113 | $8,177-74.2% | $12,826-83.5% | $5,651-62.6% |