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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,729 | $137,414+83.9% | $189,545+33.3% | $85,851+194.4% |
| Participation rate | 89.2% | 84.6%+4.6pp | 87.8%+1.4pp | 69.3%+19.9pp |
| Annual return | 21.99% | 38.14%-16.2pp | 555.36%-533.4pp | 318.63%-296.6pp |
| Employer contribution / active EE | $8,569 | $4,344+97.2% | $6,162+39.1% | $2,565+234.0% |
| Participant deferral / active EE | $14,950 | $6,260+138.8% | $8,220+81.9% | $3,952+278.2% |
| Admin fee / account holder | $2,100 | $8,630-75.7% | $12,049-82.6% | $6,261-66.5% |