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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,186 | $199,109-38.6% | $173,730-29.7% | $154,746-21.0% |
| Participation rate | 68.4% | 82.8%-14.4pp | 79.6%-11.2pp | 80.7%-12.3pp |
| Annual return | 77.10% | 20.02%+57.1pp | 19.96%+57.1pp | 172.34%-95.2pp |
| Employer contribution / active EE | $2,973 | $5,311-44.0% | $4,577-35.1% | $4,379-32.1% |
| Participant deferral / active EE | $7,222 | $7,113+1.5% | $6,326+14.2% | $6,730+7.3% |
| Admin fee / account holder | $12,708 | $20,916-39.2% | $17,523-27.5% | $14,365-11.5% |