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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,518 | $166,131-62.4% | $164,975-62.1% | $145,877-57.1% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 14.10% | 100.37%-86.3pp | 70.12%-56.0pp | 551.28%-537.2pp |
| Employer contribution / active EE | $4,174 | $5,276-20.9% | $4,343-3.9% | $4,663-10.5% |
| Participant deferral / active EE | $9,490 | $6,962+36.3% | $6,033+57.3% | $6,691+41.8% |
| Admin fee / account holder | $4,354 | $16,648-73.8% | $12,688-65.7% | $13,402-67.5% |