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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,628 | $176,105-76.9% | $159,474-74.5% | $167,536-75.7% |
| Participation rate | 90.0% | 85.0%+5.0pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 12.93% | 331.91%-319.0pp | 263.68%-250.8pp | 478.82%-465.9pp |
| Employer contribution / active EE | $2,989 | $5,299-43.6% | $4,831-38.1% | $4,839-38.2% |
| Participant deferral / active EE | $6,840 | $7,751-11.8% | $7,353-7.0% | $6,342+7.8% |
| Admin fee / account holder | $582 | $12,559-95.4% | $10,802-94.6% | $12,315-95.3% |