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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,628 | $176,077-76.9% | $159,455-74.5% | $167,518-75.7% |
| Participation rate | 90.0% | 84.9%+5.1pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 12.93% | 331.83%-318.9pp | 263.63%-250.7pp | 478.71%-465.8pp |
| Employer contribution / active EE | $2,989 | $5,298-43.6% | $4,830-38.1% | $4,838-38.2% |
| Participant deferral / active EE | $6,840 | $7,751-11.8% | $7,353-7.0% | $6,342+7.9% |
| Admin fee / account holder | $582 | $12,556-95.4% | $10,800-94.6% | $12,312-95.3% |