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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,970 | $78,690-91.1% | $161,489-95.7% | $87,485-92.0% |
| Participation rate | 97.7% | 67.5%+30.2pp | 78.7%+19.0pp | 68.9%+28.7pp |
| Annual return | 23.62% | 32.74%-9.1pp | 89.72%-66.1pp | 26.06%-2.4pp |
| Employer contribution / active EE | $1,871 | $2,588-27.7% | $4,268-56.2% | $2,596-27.9% |
| Participant deferral / active EE | $2,178 | $3,311-34.2% | $5,630-61.3% | $4,274-49.0% |
| Admin fee / account holder | $614 | $6,724-90.9% | $16,006-96.2% | $7,775-92.1% |