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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,020 | $81,276-93.8% | $155,574-96.8% | $80,925-93.8% |
| Participation rate | 82.9% | 66.2%+16.7pp | 78.2%+4.7pp | 67.7%+15.3pp |
| Annual return | 21.35% | 33.36%-12.0pp | 64.87%-43.5pp | 35.65%-14.3pp |
| Employer contribution / active EE | $1,643 | $3,103-47.1% | $4,676-64.9% | $2,756-40.4% |
| Participant deferral / active EE | $1,831 | $3,453-47.0% | $5,629-67.5% | $4,299-57.4% |
| Admin fee / account holder | $559 | $7,993-93.0% | $15,914-96.5% | $6,940-91.9% |