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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,994 | $65,361-70.9% | $92,903-79.6% | $72,983-74.0% |
| Participation rate | 86.8% | 68.3%+18.5pp | 76.0%+10.8pp | 69.5%+17.3pp |
| Annual return | 39.56% | 42.11%-2.5pp | 109.43%-69.9pp | 81.01%-41.5pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,911 | $3,128+57.0% | $4,238+15.9% | $3,608+36.1% |
| Admin fee / account holder | $1,362 | $4,251-68.0% | $5,795-76.5% | $5,124-73.4% |