Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,790 | $30,086-87.4% | $61,399-93.8% | $64,814-94.2% |
| Participation rate | 18.3% | 36.4%-18.1pp | 52.6%-34.3pp | 71.5%-53.2pp |
| Annual return | -2.63% | -13.99%+11.4pp | 338.81%-341.4pp | 32.84%-35.5pp |
| Employer contribution / active EE | $0 | $536-100.0% | $1,159-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $119 | $1,126-89.5% | $2,124-94.4% | $4,310-97.2% |
| Admin fee / account holder | $19 | $148-87.3% | $2,131-99.1% | $188-90.0% |