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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,141 | $124,314+126.2% | $109,163+157.5% | $167,518+67.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.71% | 26.04%-16.3pp | 25.75%-16.0pp | 478.71%-469.0pp |
| Employer contribution / active EE | $6,762 | $4,209+60.7% | $3,723+81.6% | $4,838+39.7% |
| Participant deferral / active EE | $14,123 | $5,256+168.7% | $4,654+203.5% | $6,342+122.7% |
| Admin fee / account holder | $22,533 | $7,973+182.6% | $6,754+233.6% | $12,312+83.0% |