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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,848 | $210,510-65.4% | $153,500-52.5% | $145,877-50.1% |
| Participation rate | 80.0% | 82.1%-2.1pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 11.17% | 13.45%-2.3pp | 15.70%-4.5pp | 551.28%-540.1pp |
| Employer contribution / active EE | $1,882 | $6,052-68.9% | $5,039-62.6% | $4,663-59.6% |
| Participant deferral / active EE | $3,637 | $7,974-54.4% | $6,756-46.2% | $6,691-45.6% |
| Admin fee / account holder | $1,847 | $19,455-90.5% | $12,736-85.5% | $13,402-86.2% |