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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,338 | $192,829-69.7% | $142,516-59.1% | $139,466-58.2% |
| Participation rate | 87.5% | 81.4%+6.1pp | 76.8%+10.7pp | 80.3%+7.2pp |
| Annual return | 15.95% | 17.99%-2.0pp | 19.99%-4.0pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,965 | $5,808-66.2% | $4,849-59.5% | $4,754-58.7% |
| Participant deferral / active EE | $4,117 | $7,200-42.8% | $6,280-34.4% | $6,712-38.7% |
| Admin fee / account holder | $663 | $15,120-95.6% | $10,008-93.4% | $11,409-94.2% |