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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,410 | $98,240-9.0% | $82,312+8.6% | $147,586-39.4% |
| Participation rate | 68.4% | 79.7%-11.3pp | 76.9%-8.5pp | 82.8%-14.4pp |
| Annual return | 17.15% | 30.85%-13.7pp | 25.88%-8.7pp | 578.59%-561.4pp |
| Employer contribution / active EE | $2,528 | $3,192-20.8% | $2,428+4.1% | $4,876-48.2% |
| Participant deferral / active EE | $5,490 | $4,383+25.3% | $3,706+48.1% | $5,439+0.9% |
| Admin fee / account holder | $1,989 | $8,563-76.8% | $5,608-64.5% | $10,886-81.7% |