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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,325 | $110,083+136.5% | $151,645+71.7% | $68,490+280.1% |
| Participation rate | 93.6% | 84.0%+9.7pp | 87.5%+6.1pp | 67.9%+25.7pp |
| Annual return | -15.69% | -10.12%-5.6pp | 3.34%-19.0pp | -7.85%-7.8pp |
| Employer contribution / active EE | $11,903 | $4,470+166.3% | $6,165+93.1% | $2,597+358.4% |
| Participant deferral / active EE | $12,035 | $6,526+84.4% | $8,363+43.9% | $4,028+198.8% |
| Admin fee / account holder | $11,638 | $7,718+50.8% | $11,614+0.2% | $5,403+115.4% |