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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,869 | $123,793+126.9% | $177,848+57.9% | $79,856+251.7% |
| Participation rate | 89.1% | 84.7%+4.4pp | 87.7%+1.4pp | 69.6%+19.5pp |
| Annual return | 15.83% | 22.82%-7.0pp | 48.33%-32.5pp | 31.71%-15.9pp |
| Employer contribution / active EE | $9,274 | $4,095+126.5% | $5,919+56.7% | $2,471+275.3% |
| Participant deferral / active EE | $9,920 | $5,956+66.6% | $7,714+28.6% | $3,741+165.2% |
| Admin fee / account holder | $29,570 | $7,243+308.3% | $12,431+137.9% | $5,306+457.2% |