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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,543 | $138,393+162.0% | $184,256+96.8% | $80,959+347.8% |
| Participation rate | 98.0% | 83.9%+14.1pp | 86.8%+11.1pp | 67.7%+30.3pp |
| Annual return | 13.90% | 20.01%-6.1pp | 28.85%-14.9pp | 35.67%-21.8pp |
| Employer contribution / active EE | $12,888 | $4,847+165.9% | $6,427+100.5% | $2,757+367.4% |
| Participant deferral / active EE | $13,010 | $7,076+83.8% | $9,133+42.4% | $4,300+202.5% |
| Admin fee / account holder | $1,910 | $10,489-81.8% | $13,899-86.3% | $6,925-72.4% |