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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,308 | $146,267+179.8% | $197,124+107.6% | $82,448+396.4% |
| Participation rate | 94.0% | 84.0%+10.0pp | 86.7%+7.3pp | 68.1%+25.9pp |
| Annual return | 11.00% | 29.61%-18.6pp | 44.34%-33.3pp | 41.64%-30.6pp |
| Employer contribution / active EE | $13,142 | $4,723+178.2% | $6,227+111.0% | $2,551+415.2% |
| Participant deferral / active EE | $14,683 | $7,035+108.7% | $9,135+60.7% | $4,139+254.7% |
| Admin fee / account holder | $10,779 | $14,422-25.3% | $16,298-33.9% | $7,234+49.0% |