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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,514 | $211,946-86.5% | $169,452-83.2% | $135,380-78.9% |
| Participation rate | 85.7% | 82.6%+3.1pp | 77.8%+7.9pp | 82.6%+3.1pp |
| Annual return | -12.07% | 3.26%-15.3pp | 1.83%-13.9pp | 519.81%-531.9pp |
| Employer contribution / active EE | $1,468 | $5,117-71.3% | $4,157-64.7% | $4,779-69.3% |
| Participant deferral / active EE | $7,020 | $6,075+15.6% | $5,277+33.0% | $5,609+25.2% |
| Admin fee / account holder | $468 | $11,472-95.9% | $9,110-94.9% | $10,828-95.7% |