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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,751 | $114,119-45.0% | $107,187-41.5% | $138,895-54.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.68% | 273.21%-257.5pp | 204.55%-188.9pp | 145.39%-129.7pp |
| Employer contribution / active EE | $2,256 | $4,059-44.4% | $3,782-40.3% | $4,194-46.2% |
| Participant deferral / active EE | $10,682 | $5,538+92.9% | $5,096+109.6% | $6,396+67.0% |
| Admin fee / account holder | $618 | $10,024-93.8% | $9,162-93.3% | $12,562-95.1% |