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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,307 | $183,592-62.8% | $155,574-56.1% | $145,877-53.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.88% | 61.37%-47.5pp | 64.87%-51.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $4,705 | $5,317-11.5% | $4,676+0.6% | $4,663+0.9% |
| Participant deferral / active EE | $14,576 | $6,466+125.4% | $5,629+158.9% | $6,691+117.9% |
| Admin fee / account holder | $22,833 | $19,316+18.2% | $15,914+43.5% | $13,402+70.4% |