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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,097 | $73,848-10.5% | $143,799-54.0% | $68,486-3.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -21.01% | 0.91%-21.9pp | -0.04%-21.0pp | -7.85%-13.2pp |
| Employer contribution / active EE | $1,619 | $3,184-49.2% | $4,952-67.3% | $2,597-37.6% |
| Participant deferral / active EE | $4,592 | $3,385+35.7% | $5,638-18.6% | $4,028+14.0% |
| Admin fee / account holder | $2,083 | $5,755-63.8% | $14,677-85.8% | $5,404-61.4% |