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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,261 | $96,691-93.5% | $86,656-92.8% | $139,487-95.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 13.46% | 106.87%-93.4pp | 593.09%-579.6pp | 373.84%-360.4pp |
| Employer contribution / active EE | $796 | $3,267-75.6% | $3,025-73.7% | $4,755-83.3% |
| Participant deferral / active EE | $1,172 | $4,838-75.8% | $4,439-73.6% | $6,713-82.5% |
| Admin fee / account holder | $1,163 | $6,414-81.9% | $5,619-79.3% | $11,407-89.8% |