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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,643 | $101,778-80.7% | $164,975-88.1% | $80,925-75.7% |
| Participation rate | 71.1% | 71.8%-0.8pp | 78.6%-7.6pp | 67.7%+3.4pp |
| Annual return | 14.65% | 16.73%-2.1pp | 70.12%-55.5pp | 35.65%-21.0pp |
| Employer contribution / active EE | $1,375 | $2,954-53.4% | $4,343-68.3% | $2,756-50.1% |
| Participant deferral / active EE | $2,089 | $4,477-53.3% | $6,033-65.4% | $4,299-51.4% |
| Admin fee / account holder | $632 | $8,221-92.3% | $12,688-95.0% | $6,940-90.9% |