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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,174 | $78,423-93.4% | $95,964-94.6% | $79,856-93.5% |
| Participation rate | 60.6% | 73.5%-12.9pp | 77.1%-16.5pp | 69.6%-9.0pp |
| Annual return | 0.00% | 19.37%-19.4pp | 91.64%-91.6pp | 31.71%-31.7pp |
| Employer contribution / active EE | $975 | $1,945-49.9% | $2,541-61.6% | $2,471-60.6% |
| Participant deferral / active EE | $1,691 | $3,440-50.8% | $4,167-59.4% | $3,741-54.8% |
| Admin fee / account holder | $239 | $5,622-95.8% | $6,797-96.5% | $5,306-95.5% |