Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,861 | $123,478-81.5% | $216,567-89.4% | $94,015-75.7% |
| Participation rate | 64.4% | 75.1%-10.7pp | 81.6%-17.2pp | 70.8%-6.4pp |
| Annual return | 18.35% | 23.61%-5.3pp | 12.94%+5.4pp | 17.84%+0.5pp |
| Employer contribution / active EE | $1,285 | $3,136-59.0% | $5,216-75.4% | $2,790-53.9% |
| Participant deferral / active EE | $1,941 | $4,556-57.4% | $6,191-68.6% | $4,249-54.3% |
| Admin fee / account holder | $2,673 | $12,753-79.0% | $21,981-87.8% | $8,951-70.1% |