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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,796 | $110,410-65.8% | $102,437-63.1% | $145,897-74.1% |
| Participation rate | 35.7% | 77.9%-42.2pp | 74.5%-38.8pp | 80.3%-44.6pp |
| Annual return | 11.51% | 24.85%-13.3pp | 24.95%-13.4pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,104 | $4,217-73.8% | $3,871-71.5% | $4,663-76.3% |
| Participant deferral / active EE | $2,546 | $5,622-54.7% | $5,060-49.7% | $6,689-61.9% |
| Admin fee / account holder | $1,921 | $9,745-80.3% | $8,388-77.1% | $13,390-85.7% |