Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,693 | $81,476-75.8% | $102,383-80.8% | $80,925-75.7% |
| Participation rate | 67.7% | 66.8%+0.8pp | 74.5%-6.8pp | 67.7%0pp |
| Annual return | 12.69% | 25.59%-12.9pp | 24.94%-12.2pp | 35.65%-23.0pp |
| Employer contribution / active EE | $2,581 | $3,105-16.9% | $3,870-33.3% | $2,756-6.4% |
| Participant deferral / active EE | $1,873 | $3,871-51.6% | $5,060-63.0% | $4,299-56.4% |
| Admin fee / account holder | $1,006 | $6,717-85.0% | $8,391-88.0% | $6,940-85.5% |