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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,311 | $65,367-88.8% | $92,915-92.1% | $72,976-90.0% |
| Participation rate | 83.0% | 68.3%+14.7pp | 76.0%+7.0pp | 69.5%+13.5pp |
| Annual return | 39.76% | 42.11%-2.3pp | 109.45%-69.7pp | 81.02%-41.3pp |
| Employer contribution / active EE | $2,294 | $2,594-11.6% | $3,653-37.2% | $2,440-6.0% |
| Participant deferral / active EE | $1,502 | $3,128-52.0% | $4,238-64.6% | $3,608-58.4% |
| Admin fee / account holder | $581 | $4,251-86.3% | $5,796-90.0% | $5,124-88.7% |