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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,438 | $112,892+53.6% | $90,956+90.7% | $158,931+9.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.37% | 215.80%-205.4pp | 134.60%-124.2pp | 302.86%-292.5pp |
| Employer contribution / active EE | $14,899 | $2,893+415.0% | $2,122+602.1% | $4,761+212.9% |
| Participant deferral / active EE | $7,494 | $4,127+81.6% | $3,373+122.2% | $5,982+25.3% |
| Admin fee / account holder | $1,361 | $8,042-83.1% | $5,959-77.2% | $11,247-87.9% |