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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,987 | $167,533-52.3% | $151,645-47.3% | $134,545-40.5% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -19.09% | 7.81%-26.9pp | 3.34%-22.4pp | 418.37%-437.5pp |
| Employer contribution / active EE | $1,520 | $6,828-77.7% | $6,165-75.3% | $4,742-67.9% |
| Participant deferral / active EE | $8,975 | $8,985-0.1% | $8,363+7.3% | $6,401+40.2% |
| Admin fee / account holder | $1,043 | $13,781-92.4% | $11,614-91.0% | $11,431-90.9% |