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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,307 | $197,637-74.0% | $177,848-71.2% | $158,982-67.7% |
| Participation rate | 71.4% | 88.5%-17.1pp | 87.7%-16.3pp | 82.0%-10.5pp |
| Annual return | 19.00% | 58.77%-39.8pp | 48.33%-29.3pp | 302.99%-284.0pp |
| Employer contribution / active EE | $1,165 | $6,698-82.6% | $5,919-80.3% | $4,763-75.5% |
| Participant deferral / active EE | $4,271 | $8,405-49.2% | $7,714-44.6% | $5,983-28.6% |
| Admin fee / account holder | $561 | $15,406-96.4% | $12,431-95.5% | $11,252-95.0% |