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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,716 | $102,422-64.2% | $147,117-75.0% | $80,959-54.6% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 10.91% | 135.16%-124.2pp | 420.54%-409.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $4,595 | $3,717+23.6% | $4,932-6.8% | $2,757+66.7% |
| Participant deferral / active EE | $6,954 | $6,652+4.5% | $8,065-13.8% | $4,300+61.7% |
| Admin fee / account holder | $14,795 | $7,953+86.0% | $12,993+13.9% | $6,925+113.6% |