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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,447 | $117,829+14.1% | $102,423+31.3% | $145,877-7.8% |
| Participation rate | 77.8% | 78.6%-0.8pp | 76.5%+1.3pp | 80.3%-2.5pp |
| Annual return | 14.00% | 31.83%-17.8pp | 29.42%-15.4pp | 551.28%-537.3pp |
| Employer contribution / active EE | $5,145 | $3,615+42.4% | $3,023+70.2% | $4,663+10.3% |
| Participant deferral / active EE | $3,940 | $5,732-31.3% | $5,054-22.0% | $6,691-41.1% |
| Admin fee / account holder | $2,100 | $13,335-84.2% | $9,455-77.8% | $13,402-84.3% |