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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,677 | $92,219-45.0% | $76,767-34.0% | $135,380-62.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.14% | 5.46%-14.6pp | 2.43%-11.6pp | 519.81%-528.9pp |
| Employer contribution / active EE | $3,150 | $3,216-2.1% | $2,485+26.7% | $4,779-34.1% |
| Participant deferral / active EE | $2,907 | $4,508-35.5% | $3,852-24.5% | $5,609-48.2% |
| Admin fee / account holder | $1,042 | $10,749-90.3% | $6,675-84.4% | $10,828-90.4% |