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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,667 | $89,367-9.7% | $141,191-42.9% | $72,975+10.5% |
| Participation rate | 94.3% | 75.1%+19.2pp | 82.5%+11.8pp | 69.5%+24.8pp |
| Annual return | 60.88% | 111.87%-51.0pp | 71.41%-10.5pp | 81.01%-20.1pp |
| Employer contribution / active EE | $3,386 | $3,115+8.7% | $4,736-28.5% | $2,440+38.8% |
| Participant deferral / active EE | $17,823 | $5,419+228.9% | $6,710+165.6% | $3,608+394.0% |
| Admin fee / account holder | $11,976 | $5,957+101.1% | $10,264+16.7% | $5,124+133.7% |