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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,481 | $85,766-57.5% | $136,298-73.2% | $70,126-48.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 22.64% | 31.46%-8.8pp | 5156.27%-5133.6pp | 73.15%-50.5pp |
| Employer contribution / active EE | $2,599 | $2,966-12.4% | $4,696-44.6% | $2,343+11.0% |
| Participant deferral / active EE | $13,545 | $5,051+168.1% | $6,247+116.8% | $3,332+306.5% |
| Admin fee / account holder | $784 | $5,421-85.5% | $9,244-91.5% | $4,645-83.1% |