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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,050 | $166,131-12.1% | $164,975-11.5% | $145,877+0.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.30% | 100.37%-86.1pp | 70.12%-55.8pp | 551.28%-537.0pp |
| Employer contribution / active EE | $15,572 | $5,276+195.2% | $4,343+258.6% | $4,663+234.0% |
| Participant deferral / active EE | $11,691 | $6,962+67.9% | $6,033+93.8% | $6,691+74.7% |
| Admin fee / account holder | $24,881 | $16,648+49.5% | $12,688+96.1% | $13,402+85.7% |