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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,935 | $135,645-47.0% | $110,243-34.7% | $135,380-46.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -10.87% | 513.24%-524.1pp | 314.76%-325.6pp | 519.81%-530.7pp |
| Employer contribution / active EE | $9,380 | $4,907+91.2% | $3,827+145.1% | $4,779+96.3% |
| Participant deferral / active EE | $9,372 | $5,507+70.2% | $4,672+100.6% | $5,609+67.1% |
| Admin fee / account holder | $302 | $11,458-97.4% | $8,548-96.5% | $10,828-97.2% |