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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,042 | $133,981+31.4% | $112,249+56.8% | $134,532+30.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -13.65% | 47.16%-60.8pp | 27.48%-41.1pp | 418.27%-431.9pp |
| Employer contribution / active EE | $727 | $4,040-82.0% | $3,636-80.0% | $4,741-84.7% |
| Participant deferral / active EE | $13,000 | $5,292+145.7% | $4,729+174.9% | $6,401+103.1% |
| Admin fee / account holder | $37,148 | $7,492+395.9% | $6,412+479.3% | $11,429+225.0% |