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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,974 | $107,363+15.5% | $92,909+33.4% | $152,897-18.9% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 16.19% | 145.63%-129.4pp | 109.44%-93.2pp | 345.43%-329.2pp |
| Employer contribution / active EE | $906 | $4,222-78.5% | $3,653-75.2% | $4,764-81.0% |
| Participant deferral / active EE | $2,991 | $4,848-38.3% | $4,238-29.4% | $5,851-48.9% |
| Admin fee / account holder | $838 | $7,082-88.2% | $5,795-85.5% | $11,599-92.8% |