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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,442 | $102,635+154.7% | $86,209+203.3% | $139,456+87.5% |
| Participation rate | 72.7% | 74.5%-1.8pp | 69.0%+3.8pp | 80.3%-7.6pp |
| Annual return | 19.18% | 1923.53%-1904.3pp | 1169.05%-1149.9pp | 373.45%-354.3pp |
| Employer contribution / active EE | $0 | $3,034-100.0% | $2,381-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,636 | $4,677-0.9% | $3,986+16.3% | $6,711-30.9% |
| Admin fee / account holder | $3,353 | $8,661-61.3% | $6,853-51.1% | $11,407-70.6% |