Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $400 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: NORTHWESTERN MUTUAL Service code 49 901 WILSHIRE DR STE 300 · TROY, MI 48084 | Other Services | $0 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,775 | $53,412-74.2% | $68,509-79.9% | $52,331-73.7% |
| Participation rate | 28.6% | 71.7%-43.1pp | 74.7%-46.2pp | 68.1%-39.5pp |
| Annual return | -4.08% | 3.42%-7.5pp | 8.27%-12.4pp | 4.54%-8.6pp |
| Employer contribution / active EE | $691 | $1,607-57.0% | $2,278-69.6% | $1,882-63.3% |
| Participant deferral / active EE | $1,556 | $2,688-42.1% | $3,382-54.0% | $3,022-48.5% |
| Admin fee / account holder | $7 | $461-98.4% | $5,275-99.9% | $592-98.7% |