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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,827 | $156,398+78.3% | $147,318+89.3% | $138,895+100.7% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 17.85% | 78.75%-60.9pp | 70.43%-52.6pp | 145.39%-127.5pp |
| Employer contribution / active EE | $8,977 | $4,853+85.0% | $4,593+95.5% | $4,194+114.0% |
| Participant deferral / active EE | $21,261 | $8,237+158.1% | $7,906+168.9% | $6,396+232.4% |
| Admin fee / account holder | $178,369 | $14,976+1091.1% | $13,708+1201.2% | $12,562+1319.9% |