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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,719 | $138,076+83.8% | $123,553+105.4% | $135,380+87.4% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -5.24% | 153.70%-158.9pp | 119.21%-124.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $6,004 | $5,152+16.5% | $4,628+29.7% | $4,779+25.6% |
| Participant deferral / active EE | $11,674 | $6,800+71.7% | $6,426+81.7% | $5,609+108.1% |
| Admin fee / account holder | $40,991 | $10,917+275.5% | $9,284+341.5% | $10,828+278.6% |