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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,827 | $196,972+41.6% | $182,262+53.0% | $198,609+40.4% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 17.85% | 158.27%-140.4pp | 140.60%-122.8pp | 202.70%-184.9pp |
| Employer contribution / active EE | $8,977 | $5,364+67.4% | $5,046+77.9% | $5,055+77.6% |
| Participant deferral / active EE | $21,261 | $8,643+146.0% | $8,276+156.9% | $6,977+204.7% |
| Admin fee / account holder | $178,369 | $18,429+867.9% | $16,712+967.3% | $19,030+837.3% |