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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,827 | $154,228+80.8% | $145,433+91.7% | $137,256+103.1% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 17.85% | 74.59%-56.7pp | 66.58%-48.7pp | 220.34%-202.5pp |
| Employer contribution / active EE | $8,977 | $4,804+86.9% | $4,554+97.1% | $4,156+116.0% |
| Participant deferral / active EE | $21,261 | $8,216+158.8% | $7,897+169.2% | $6,407+231.9% |
| Admin fee / account holder | $178,369 | $14,344+1143.5% | $13,129+1258.6% | $12,270+1353.7% |