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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,662 | $91,474-14.0% | $135,982-42.2% | $71,529+10.0% |
| Participation rate | 79.6% | 75.7%+4.0pp | 81.9%-2.3pp | 67.9%+11.7pp |
| Annual return | 19.48% | 29.89%-10.4pp | 68.32%-48.8pp | 28.97%-9.5pp |
| Employer contribution / active EE | $4,452 | $3,705+20.1% | $4,859-8.4% | $2,590+71.9% |
| Participant deferral / active EE | $8,534 | $7,095+20.3% | $7,760+10.0% | $4,291+98.9% |
| Admin fee / account holder | $7 | $1,267-99.4% | $10,767-99.9% | $1,588-99.5% |